What to Do When the Insurance Won’t Provide a Car Crash Settlement
When you’re hurt in a car accident, you need funds to recover, but don’t expect to have insurance companies by your side. Adjusters communicate with only one objective in mind: the company’s profits. That means they’ll do everything possible to deny your rights to compensation.
A claim denial can be frustrating and leave you worried about your future. Without a fair settlement offer, it’s difficult to recover from the consequences of a road crash. That’s why you shouldn’t give up when adjusters are not cooperating. Here’s what you can do to fight back and receive the money you deserve when the insurance company won’t pay.
Ask for a Written Explanation
It’s illegal for insurance companies to deny a claim without an explanation. Failing to provide one is an indicator that they’re operating in bad faith, and you’d be within your rights to speak with a lawyer who’s prepared to take your case all the way to court
Even if you’re able to obtain a written explanation, you should still ask for additional details about your claim’s refusal. Those details can be used as evidence if you decide to take legal action in the future.
Don’t Resort to Threats
Letting anger control your actions won’t change the insurance company’s decisions and could make the situation even more complicated. It’s a priority for this type of business to avoid paying a fair settlement, which means emotional reactions may only hurt your claim.
If you want to catch an adjuster’s attention, ask your personal injury lawyer to communicate directly with the at-fault driver’s insurance company. This action shows you’re serious about pursuing your compensation, and it may even be enough for them to reconsider their decision and negotiate.
Gather Additional Evidence
Insurance companies won’t provide a car crash settlement if they’re not certain about liability, damages, and other details. Before paying, they want to be absolutely certain about these factors.
To combat this, your lawyer can help you gather more evidence. You could start by checking the police report so you can notice if mistakes were made by officers at the scene of an accident. If your medical records are not enough for adjusters, don’t forget that your doctor can release a statement that proves how your injuries are compatible with your accident.
Testimony from eyewitnesses can help strengthen your claim, but it’s not rare for insurance companies to doubt their statements. If surveillance cameras were able to record what happened, an experienced lawyer can make a formal request to obtain the footage and use it as evidence for your case.
Get Help from a Rockford Car Accident Attorney
Sadly, many car accident victims accept no for an answer when their claim is denied. They don’t see themselves navigating through a complex legal system and facing all the challenges that come with pursuing compensation after a refusal.
Because of this, our attorneys at Mahoney & Mahoney, LLC are prepared to take the pressure off you, so you can avoid unnecessary stress that could worsen your injuries. If you don’t know how to handle the insurance company, talk to our lawyers during a free consultation. You can call us at 815-656-4600 or complete the quick online contact form below.
