How Does At-Fault Insurance Impact My Car Accident Claim?
A Rockford car accident can disrupt your life, making it tough to get compensation and move on. You may even be unsure about the role your insurance will play in your car accident claim in Illinois.
Wondering how at-fault insurance impacts your car accident claim? Your lawyer at Mahoney & Mahoney, LLC can help. Reach out for help working with your insurance company and getting the maximum compensation possible for your claim.
What Is Fault Insurance?
Illinois is a fault state for car insurance. That means the at-fault party is responsible for the costs of the car accident.
In practice, fault insurance works like this: When you’re hurt in a Rockford car accident, you can report your car accident to the insurance company, taking care not to take the blame yourself. The insurance adjuster will investigate your claim to determine whether you were at fault and how much your claim is worth. Then, you’ll receive a settlement offer, or you’ll be denied compensation.
Insurance Companies Aren’t Always on Your Side
While you may be able to prove the driver or another party was at fault, your insurance company may still refuse to offer you the settlement you need after a car accident. Your insurance company may also use your own words against you to justify not offering a settlement.
That’s because insurance is a for-profit business, and it’s not profitable to pay for your car accident claim. Because of this, it can be difficult to get a settlement, even if you have evidence to show the other party was at fault. In these cases, you may need a car accident lawyer in Rockford to help you take your claim to court or to sue the insurance company if it acted in bad faith.
Call a Car Accident Lawyer for Help
Hurt in a car accident in Rockford? You may have a lot of questions about your claim. How does at-fault insurance impact my car accident claim? Can I still sue? What do I do to get compensated? Your lawyer at Mahoney & Mahoney, LLC can help you get the answers you need. To take advantage of our free consultations, get answers by calling 815-656-4600 or by filling out the online contact form below.
