Insurance Negotiating Tactics to Watch for After an Accident

When you’ve been injured in an accident, you’ll most likely be filing an insurance claim. Unfortunately, this process is rarely as easy as it should be. That’s because insurance companies don’t want to pay you fairly for your injuries.

To help you prepare, we’ve compiled a list of insurance negotiating tactics to watch for after an auto accident.

The Fast, Low Settlement Offer

Insurers will often offer you a lighting-fast settlement that is very low. They hope you’ll grab the first offer that comes your way before hiring an attorney or figuring out how much your claim is really worth. Your lawyer can determine the true value of your claim. Don’t accept an offer without discussing it with your attorney first.

The Bullying Tactic

Insurers know you’re a newbie in this game, and they will take advantage by scaring you into giving up on your claim altogether or bully you into accepting a settlement far lower than the one you actually deserve. Don’t let them get away with this dishonest behavior.

The Sweet-Talker

Some insurance companies will try to call you and play sympathetic on the phone, only to use your statements against you at a later time. They will even record your statements to use as evidence in court, if need be. It’s often best not to talk to the insurance companies at all. Let your lawyer handle them.

The Denial

Many insurers will try to deny your claim altogether. They will assert that you were injured in some other way and that they aren’t responsible for your injuries at all. Then, it’s your word against theirs—unless you hire a lawyer to gather evidence to prove you deserve fair compensation.

Get in Touch with a Rockford Car Accident Lawyer

Now you are fully aware of the insurance negotiating tactics to watch for after an accident. You can get help filing your accident claim when you contact Mahoney & Mahoney, LLC. We will analyze your claim for free when you call us at 815-656-4600 or complete the online contact form below.