How Long After a Demand Letter Does a Settlement Take?

If you are eligible to file a personal injury claim, you might be asking yourself, “How long after a demand letter does a settlement take?”

The reason you need to know the length of the settlement process is likely because you have accident-related bills to pay. You need to pay for medical costs, physical therapy expenses, and you will also have lost wages to be accounted for.

There is no exact length of time, as every accident claim is different, but the following information should give you an idea of what to expect for a time frame.

What Factors Play a Role in the Time Frame of the Personal Injury Claim Process?

Most accident claims take between a few weeks to several months to complete. If your accident and related injuries aren’t that serious, and you have strong evidence against the person who caused the accident, your settlement could move fairly quickly after the demand letter has been sent.

However, if your accident was complex, your injuries severe or ongoing, or there is some resistance to your evidence of fault, your claim could take longer.

Additionally, some insurers will challenge the extent of your injuries, or they will try to claim that you are somewhat responsible for the accident you were injured in, and this could lengthen the injury claim process.

The following information details some other factors that could cause your settlement to be delayed:

  • Your claims adjuster has a full caseload and needs additional time to process your claim.
  • The liability in your accident isn’t clear-cut and additional evidence may need to be gathered.
  • You are still seeing a medical professional for treatment of your injuries.
  • The holiday season is causing a delay in your claim’s processing time.
  • Other parties were involved in the accident.
  • You are requesting a settlement amount the insurer doesn’t agree with.

Reach Out for Help with Your Injury Settlement

Now you know how long after a demand letter a settlement should take. Is the insurance adjuster dragging their feet on your claim?

You can get help with your settlement by partnering with an injury lawyer at Mahoney & Mahoney, LLC. Receive a free claim assessment by calling 815-656-4600 or by completing the web submission form down below.